It is important that you understand some of the concepts about e-commerce before proceeding.

In order to accept a credit card either online or offline, you will need to establish a merchant account with a bank.

There are three kinds or Merchant Accounts:
 1)

Merchant Account with Off-Line transaction: Retail: card swiped or present at the point of sales. Discount Rate* normally run low between 1.55% to 2.01% (This will not apply to you)

*Discount Rate is the rate that a bank will deduct to your total sale ticket.
 2) Merchant Account with Off-Line transaction: Internet, Mail Order and Telephone order (MOTO).
 3) Merchant Account with On-Line transaction: Using virtual terminal.

For E-Commerce Solution, only merchant accounts type 2 and 3 is applicable to you.

If you already have Mail Order and Telephone order (MOTO) and is looking for Internet online processing click here.
If you have Retail (card swiped) or don't know anything at all! Click Here
If you only want to set up a Retail (card swiped) Merchant Account, please send e-mail to us at creditcard@2u.to

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